Loan Programs Available

FHA Loans

    •    Credit scores as low as 560

    •    Low down-payment options

    •    Great for first-time homebuyers

VA Loans

    •    For eligible veterans and active-duty service members

    •    No down-payment required

    •    No monthly mortgage insurance

Conventional Loans

    •    Competitive rates

    •    Flexible terms

    •    Options with low down-payments for qualified borrowers

Down Payment Assistance Programs

    •    Helps cover down payment and/or closing costs

    •    Income and eligibility guidelines may apply

Self-Employed Borrower Loans

    •    Designed for business owners and freelancers

    •    Alternative income documentation options available

Bank Statement Loans

    •    No tax returns required

    •    Qualify using 12–24 months of bank statements

    •    Ideal for self-employed borrowers

Investor Loans

    •    Purchase or refinance investment properties

    •    Flexible qualification guidelines

DSCR Loans (Debt Service Coverage Ratio)

    •    Approval based on property cash flow

    •    No personal income required

    •    Perfect for rental properties

Fix & Flip Loans

    •    Short-term financing for investment properties

    •    Covers purchase and renovation costs

    •    Fast closings available